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Understanding and winning the credit crunch
As we all slowly make our way out of the holiday season, I would like to take this opportunity to welcome you back to my blog series. In my last post, we provided steps in understanding some of the “partner-factors” in purchasing and closing on a new home close to the holidays. While there are […]
Making Sense of the Unsensical: New Government Rules Impacting the Mortgage Industry
October 17 of 2017, our Canadian Government, under the hand of OSFI, made an announcement that had many stakeholders in the Mortgage Industry shaking their heads. We are now 2 weeks into the new B-20 guidelines that will, inevitably, shape the Mortgage market and lending climate for many Canadians looking to buy, refinance or even […]
Vacation Properties EP#6 Mortgage Mechanics
Welcome to another episode of Mortgage Mechanics. We’re here in the beautiful ski Resort of Silver Star Mountain on opening day where the powder is fresh and the air is clear. Have you ever wanted to own your own vacation home but didn’t know where to start? Owning a vacation home is a dream for […]
What is a Mortgage Broker?
It’s one of those times in everyone’s career where they ask themselves, “Why am I doing what I’m doing? Does anyone appreciate or understand my role and why it’s important to them?” I don’t think anyone is really immune to these feelings of self-worth and acceptance. We all try to offer something of substance to […]
Who are the 3 Default Insurers? And, what does this mean for the borrower?
It is hard to believe that we are about to launch our 4th Mortgage Mechanics Video since we started this adventure back in June. It has been full throttle with Sproing Creative – which has been a good thing because blogging about anything Mortgage related is not necessarily the most entertaining of subjects. What we […]
Why should you receive a Pre-approval? And what does it really mean?
Have you ever wondered why everyone keeps saying that if you are interested in purchasing a home, you should ensure you have obtained a Pre-Approval? It seems that everyone wants to weigh in on this topic whether they truly understand the benefits or not. I guess we have done a bang up job of preaching […]
Mortgage Mechanics Episode #2: What is Property Transfer Tax?
One of the most challenging things about writing a blog about Mortgage Lending and general Mortgage Terms is trying to not only keep it informative but entertaining as well. I’m fairly certain that most would say that Mortgages are far from entertaining and probably fall somewhere between mind-numbing and down right scary. This is […]
In the Blog: Meet Kari Gares
Welcome to my newest addition, “In The Blog”. A few months ago, I decided to jump out of my element and start a video tutorial to help my current clients and potential clients with their mortgage process. Over the past several years, there has been much change in the Mortgage Industry. We have literally seen […]