Kari Gares — Your Okanagan Mortgage Broker
Today, the use of a professional mortgage specialist is one of the key strategies used by sophisticated borrowers. By combining professional expertise, experience and direct access to all kinds of loan products, I will assist you in finding the financing that is right for you.
We offer a wide range of services:
- Refinances
- Purchases
- Equity take-outs
- Investment purchases
- Commercial loans
- Builder/Construction Financing
We also offer a variety of Mortgage product options:
- Fixed-Rate Mortgages
- Variable Rate Mortgages
- Home Equity Lines of Credit
- Private Mortgages
- Reverse Mortgages
Now offering Better Mortgage Insurance:
- Term Life Insurance
- Disability Insurance
- Critical Illness Insurance
Current Rate Specials
| 5 YEAR VARIABLE INSURED (4.95% -.75%) | 4.20% |
| 3 Year Closed | 4.09%** |
| 4 Year Closed | 4.49%** |
| 5 Year Closed | 3.99%** |
| 10 Year Closed | 5.84%** |
| Prime Rate | 4.95%*** |
| 5 YEAR VARIABLE CONVENTIONAL (4.95% -.30%) | 4.65% |
| 2 Year Closed | 4.19% |
Rates updated: April 1, 2025
** Based on best rates by qualified buyers, quick close mortgages that are insured or insurable. Special 5 year insured rate can be withdrawn without notice and may contain restrictions
*** All terms are subject to the new qualifying benchmark rate of 5.25% (insured) or contract rate plus 2% (conventional)
***Rates can be changed without notice
“I have entrusted Kari with all of my clients, be it a residential, commercial or investment property purchase. I have had nothing but good experiences with her and my clients say the same thing! I recommend Kari for any type of mortgage financing and know that anyone will be very happy with her service!”
– Steve Bertram, Re/MAX Vernon